Pawnbrokers do not make credit checks, and using them does not imperil credit ratings. 典当行不需要信用调查,也不会损害当户的信用记录。
Consequently, most business organizations have a credit department which investigates the credit worthiness of each prospective customer. 因此,大多数企业都专门设立了一个信用调查部,负责调查潜在客户的信用状况。