Credit co-operatives have just started functioning. 信用合作社的活动刚才开始。
Despite China's extensive banking system, which includes government rural credit co-operatives that are meant to serve poor people in the countryside, the neediest are left out. 虽然中国拥有庞大的银行系统,其中包括本应为农村贫困民众服务的农村信用合作社,但最需要的人却被排除在外。