Chinese banks are regarded by some commentators as lacking expertise and risk appetite for structuring derivatives. 一些评论人士认为,中资银行缺乏构造衍生产品所需的专业技能和风险偏好。
Another factor hanging over Chinese banks is the potential for an increase in bad loans if the economy deteriorates. 困扰中资银行的另外一个问题是,如果经济状况恶化,它们的坏帐可能会增加。